While Nāgoji Bhaṭṭa lived from the region from the Ganga to the North; Bhāskararāya, afterwards in his lifetime, settled down around the financial institutions with the Cauvery in the South. महालक्ष्मी एकाक्षरी मंत्... श्री महाकाली महालक्ष्मी महासरस्वती देवताभ्यो नमः हृदि These mantras are actually made in this kind of way https://holimantra59371.arwebo.com/35602624/not-known-factual-statements-about-navaran-mantra