Home loan interest rates play a crucial role in determining the affordability of a home loan. They directly impact the monthly EMI (Equated Monthly Installment) and the overall repayment amount. Interest rates vary based on factors such as the borrower's credit score, loan amount, tenure, and the lender's policies. Types of Home Loan Interest Rates Fixed Interest Rate – The rate r... https://www.iob.in/home-loans.aspx