Those quick ₹200 splits for lunch, the monthly rent sent to your roommate, or the ₹500 you paid your local grocer via Paytm—they seem harmless, right? But here’s the catch: the tax department isn’t tracking individual transfers. Instead, they’re eyeing the cumulative value of your UPI transactions. If you’re a freelancer, small seller, or even a salaried individual with frequent high-... https://viralbake.com/frequent-upi-transfers-via-phonepe-or-paytm-know-the-tax-risks/