Based on the Naskay blog, "Fintech Meets Gen AI: 7 Niches Where AI Agents and Voice-Based Services Are Disrupting in 2025 and 2026," the future of fintech is defined by Gen AI automating credit scoring, wealth management, and fraud detection, leading to a frictionless, hyper-personalized customer experience. https://naskay.com/blog/fintech-gen-ai-niches-ai-agents-voice-services/